Jackie Murphy Coaching
TERMS OF USE

Jackie Murphy Coaching reserves the right to cancel to cease working with Client should they fail to make monthly payments in accordance with this agreement. Client understand they are not entitled to a refund of The Business Of Yoga Membership.

The Business of Yoga Annual Membership Payment, Automatic Renewal, and Cancellation. 
Client understands the cost of Annual Membership is $959 per year which is payable up front, in full. Client’s initial Membership payment of $959 for the first year is non-refundable once Client purchases the Membership.  Client agrees to render payment via Credit Card. Client understands they are responsible for the full payment and agrees to pay the sum requested electronically, via Coach’s website or a designated third party payment processor of Coach’s choosing, in full each year to remain an active member.
Client understands that no payment plans will be offered for Annual Membership, and agrees to provide payment in full, upfront, in the manner(s) designated on Coach’s sales page. Should Client fail to make timely payments, or if additional payments are not able to be processed, Client understands their membership will be forfeited if payment is not made within five days of the date it is due.
Coach reserves the right to cancel or cease working with Client should they fail to make annual payments in accordance with this agreement. Should this occur, Client understands they are not entitled to a refund of funds already issued to Coach in exchange for work completed thus far, and it is up to the sole discretion of Coach whether Client is to have

Continued access to any materials made available to Client during Membership up until payments were missed.
Client agrees to be charged automatically. Client understands recurring payments will be charged to the original payment method unless updated by Client, for continual Membership access. Client can update their original payment method here. 

Annual Membership Refund Policy 

Due to the subjective nature of Membership provided by Coach, and Coach’s inability to control Client’s availability, motivation, external forces, financial situation, or level of engagement in Membership, Coach is not able to offer refunds once Client has purchased Annual Membership. If Client wishes to discontinue Membership, they can do so either by emailing Coach or canceling via their Membership portal.  

If Client receives a refund of this purchase, that shall immediately terminate any and all licenses granted to Client to use the material provided to Client under this Agreement. Client shall immediately cease using the material and shall destroy all copies of the information provided to Client, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying participants, and other resources. 

All refunds are discretionary as determined by Coach. 

If, in the Coach’s sole right and discretion, Client persists with behaviors or actions that violate this Agreement, Coach may terminate Client’s access and participation in Membership without notice and without refund. 

Since Coach has a clear and explicit Refund Policy that Client has agreed to prior to completing the purchase of Membership, Coach does not tolerate or accept any type of chargeback threat or actual chargeback from Client’s credit card company or payment processor. If a chargeback is placed on a purchase or Coach receives a chargeback threat during or after the purchase, Coach reserves the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account, which

could have a negative impact on Client’s credit report score. The information reported will include Client’s name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback. 

The Grow Mastermind Payment and Refund Policy 

AGREEMENT
Nature of Services. Coach agrees to provide Client with the following services (the “Services”):
a. Virtual Group Coaching Sessions for twelve months. 
Coaching sessions will occur via Zoom unless otherwise determined by Coach and Client.
b. Private Voxer Access: Access to a private Slack channel for twelve consecutive months. The coach will provide
coaching via the Voxer channel Monday through Friday, 9:00-5:00pm, with a 48-hour response time.

Compensation. In consideration for the Services, Client agrees to pay Coach Eighteen thousand
($18,000 USD) dollars (“Coach’s Fee”), which is payable upfront, in total, unless Coach has offered a
payment plan or otherwise arranged between Coach and Client. The client agrees to render payment via
PayPal or Stripe (credit card). The client understands he/she is responsible for the full payment and agrees
to pay the sum requested electronically, via Coach’s website or a designated third-party payment
processor of Coach’s choosing, in full. Absent an agreement regarding a payment plan with Coach, the
Client must complete payment in full before becoming entitled to the Services. If Coach has offered a
payment plan, Client agrees to abide by the rules and payments agreed upon in communication with Coach.

Expenses. Unless otherwise agreed to in writing by Client (including by e-mail), Coach is responsible
and solely liable for all business expenses related to Coach’s performance of the Services.

Late Payments. Should Client fail to make timely payments, or if additional payments are not able to be
processed, Client understands the remainder of the Services may be forfeited if payment is not made
within seven(7) days of the date it is due unless other arrangements have been made with approval of
Coach.

Independent Contractor. It is expressly agreed that Coach is acting as an independent contractor and
not as an employee in providing the Services to Client, and, as such, Coach is responsible for setting their
own work hours, furnishing their own tools and equipment, and conducting their own day-to-day business.
Nothing contained in this Agreement will be deemed to create a partnership, joint venture, or
employer-employee relationship between Client and Coach. Because Coach is an independent contractor,
Coach agrees that (a) Coach is solely responsible for payment of all federal, state, and local income taxes,
Social Security or Medicare taxes, and any other employment-related taxes due to the proper taxing
authorities, (b) Client will not deduct or withhold such taxes from any payments to Coach or make any
federal or state unemployment contributions, (c) Client will not obtain workers’ compensation insurance on
behalf of Coach, and (d) Coach will not receive health insurance coverage or other fringe benefits from
Client.

Client-Coach Relationship.
a. In connection with Coach’s performance of the Services, Client agrees to (a) promptly respond to
Coach’s communications, (b) provide truthful, accurate, and complete information to Coach, (c) give the necessary time and energy to fully commit to Coach’s program, and (d) make timely payments of Coach’s
Fee.

Coach will perform the Services in a professional, diligent, and workmanlike manner. Coach’s methods
and techniques will conform to industry standards and reasonable ethical obligations.
Both parties will refrain from tortious interference with the contracts and business relationships of the
other party.
Coach does not make any representations, warranties, or guarantees as to the specific results that
Client will experience from the Services. Client shall be responsible for their own results and for how to
implement Coach’s program into Client’s life.
Client understands and agrees that Coach is not providing, and that the Services should not be used
as a substitute for, the professional services of an attorney, accountant, financial planner, nutritionist,
medical professional, mental health professional, or any other kind of licensed or certified professional.

Testimonials.
Coach may request Client provide a testimonial to be published on Coach’s website, or on various
sales materials for this or another program created by Coach. Client understands that he or she is not
required to give any testimony, and understands that the choice to do so is freely up to Client. There will be
no ramifications or change in relationship between Coach and Client if Client refuses testimonial.
If Client accepts and provides Coach with a testimonial, Client understands the material, along with a
photo of Client, will likely be published on Coach’s website or otherwise. Should Client agree to provide a
testimonial, Client will agree to review and sign an additional Release, confirming same, and confirming
Coach’s rights to use Client’s testimonial. No payment or additional services will be provided in return for
Testimonial, and Client understands he or she is granting Coach an unlimited, irrevocable license in
perpetuity to use, publish, distribute, or repurpose any

Client Default. In the event (i) Client fails to make a payment within seven (7) days after receipt of a
notice from Coach that payment is late, or (ii) Client fails to respond to a communication from Coach for
fourteen (14) consecutive days or more, or (iii) Client is in breach of a non-monetary provision of this
Agreement after receipt of notice thereof and thirty (30) days to cure, Coach shall have the right to cease
performance of the Services and terminate this Agreement. In such event, Coach shall be entitled to retain
all monies paid hereunder and collect any unpaid portion of Coach’s Fee as liquidated damages. The
parties acknowledge and agree that Coach’s damages in the event of Client’s breach of this Agreement
would be difficult or impossible to measure and that the aforesaid liquidated damages are a reasonable
estimate of Coach’s damages and are not intended as a forfeiture or penalty.

Termination. Either party, without cause, may terminate this Agreement by delivering seven (7) days
prior written notice to the other party. In the event either party terminates this Agreement, Client agrees to
pay Coach all amounts owed for Services Coach has performed as of the effective date of the termination,
or Client shall be entitled to a refund of any portion of Coach’s Fee paid towards Services that have not yet
been performed.

6. Your Rights